How to use the projection
- Enter the annual contribution you want to model.
- Check the assumed annual rate and duration; change them to compare scenarios.
- Review deposits, illustrative interest and total balance.
What the calculation assumes
The tool models equal deposits at the beginning of each year and annual compounding at an unchanged rate. Real scheme rules, monthly interest eligibility, changing rates, missed deposits and extensions can produce a different outcome.
Check current product terms and published rates with India Post savings schemes or your account provider.
Frequently asked questions
Does this fetch current PPF interest rates?
No. It uses the rate shown in the input. Confirm the applicable published rate separately.
Is the projected maturity guaranteed?
No. It is a fixed-rate illustration. Actual credits depend on account rules, deposit dates and rates over the life of the account.