How to compare a savings scenario
- Enter the annual deposit and assumed rate.
- Review the model of 15 beginning-of-year deposits with growth over 21 years.
- Try other rates to see how the projection changes.
Read the assumptions
The model uses a constant rate and annual compounding. Actual deposit dates, scheme conditions and future rate changes are not reproduced by this simplified projection. The 21-year model refers to account duration, not a child's age.
Check current product terms and published rates with India Post savings schemes or your account provider.
Frequently asked questions
Are the displayed rates current?
The input is an illustrative, editable assumption. Confirm current rates with the official scheme information or your account provider.
Does this confirm account eligibility?
No. Review the official conditions and documents with your provider before opening or changing an account.